Owning and running a pet-based business is a great occupation, but it comes with its own challenges and responsibilities which cannot be ignored. From busy grooming salons to pet day cares, boarding facilities, pet retail stores all the way to a dog/pet bakery or even running your own mobile grooming business you and your staff are looking after animals everyday but also entertaining clients with service & skills whilst handling employees managing token transaction per service on top of expensive equipment/tools creating wear & tear to physical property. From a barking dog to an injured client to equipment failure, today pet care businesses face similar risks day-in and out–including catastrophic exposure such as fire, theft or even natural disaster. Even with a straightforward scenario — such as an off-leash dog that runs out during the walk or a client who slips and falls in your salon — those can result in costly medical bills, and/or possible lawsuits because they cause your business to be interrupted, potentially affect revenue and ruin the reputation you have spent time building.

This is when you will be thankful for your Business Owner’s Policy (BOP). A BOP is a single insurance package that protects your business from many risks at once, including liability claims, property damage and workforce interruptions. Helping you to quickly bounce back from any business disruptions and focus solely on delivering quality pet-care and nurturing your client relationships. Pet business owners who purchase a BOP do more than just protect their wallets; they protect their employees, pets and brand name—setting themselves up for sustained success in a highly competitive industry.