New Workers’ Comp Laws Pet Businesses Should Know

Running a pet business comes with unique risks. Employees handle animals daily, work with grooming equipment, lift heavy pets, and manage boarding or daycare operations. Ensuring your employees are protected under workers’ compensation is crucial—not just for compliance but also for the safety and financial security of your staff.

With recent updates to California workers’ compensation laws, it’s important for pet business owners to stay informed to avoid fines, penalties, or legal complications. Here’s everything you need to know.

1. Updated Workers’ Compensation Posters

California law requires all employers to display the updated workers’ compensation notice in a visible area.

• What’s new: The poster now must clearly inform employees of their right to consult an attorney if injured on the job.

• Why it matters: Failure to post the updated notice can result in fines and leave your business exposed in the event of a claim.

• Tip for pet businesses: Place the poster in staff break rooms, grooming stations, and office areas to ensure all employees see it.

2. Expanded Whistleblower Protection (AB 2299)

California now requires employers to post information about whistleblower rights, including protections for employees who report unsafe working conditions.

• Implication for pet businesses: Employees can report unsafe practices—like slippery floors, improperly restrained animals, or faulty grooming equipment—without fear of retaliation.

• Action step: Display the whistleblower notice alongside your workers’ compensation poster.

3. Changes to Disability & Paid Leave (SB 951 and Amendments)

California’s State Disability Insurance (SDI) and Paid Family Leave (PFL) programs were updated starting January 1, 2025:

• Lower-wage employees may now receive up to 90% of their wages depending on earnings.

• Employees who are injured on the job may have overlapping benefits between workers’ compensation and state disability leave.

Impact: Pet businesses should understand how these benefits affect injured employees’ wage replacement and coordinate with your insurance provider to prevent coverage gaps.

4. Cal/OSHA Protections for Domestic/Offsite Workers

Cal/OSHA protections are increasingly relevant for pet businesses with mobile services:

• Groomers, pet sitters, and dog walkers who visit client homes may fall under updated safety regulations.

• Employers must ensure proper training, equipment safety, and injury prevention measures.

Tip: Develop an Injury and Illness Prevention Program (IIPP) for offsite staff to maintain compliance and reduce the risk of claims.

5. Increased Audit and Compliance Requirements

The Division of Workers’ Compensation (DWC) has ramped up audits to ensure businesses comply with posting, reporting, and coverage requirements.

• Maintain accurate payroll, employee classifications, and claim records.

• Ensure all employees—including part-time, volunteers, and mobile staff—are properly insured.

Failure to maintain records or comply with regulations can result in fines and higher insurance premiums.

6. Why Pet Businesses Need Workers’ Comp Now More Than Ever

Pet businesses face unique hazards:

• Animal bites, scratches, or aggressive behavior

• Slips and falls in wet grooming areas

• Lifting and handling injuries

• Equipment hazards from clippers, dryers, or grooming tables

With new workers’ comp laws emphasizing employee rights, posting requirements, and compliance, pet businesses must be proactive in protecting staff and avoiding legal issues.

Benefits of Workers’ Comp Insurance:

• Covers medical treatment and wage replacement for injured employees

• Protects your business from lawsuits related to workplace injuries

• Helps comply with California labor laws

• Reduces financial and operational disruptions due to employee injuries

7. Tips to Stay Compliant

• Post updated workers’ comp and whistleblower notices in visible areas

• Maintain accurate employee records and classifications

• Train employees on safety, animal handling, and equipment use

• Update your custom pet business insurance plan regularly

• Work with an insurance provider specializing in pet businesses to ensure all risks are covered

Conclusion

California pet businesses must stay informed about the latest workers’ compensation laws to ensure compliance and protect employees. From updated posters and whistleblower protections to disability changes and offsite worker regulations, knowing the law helps you avoid fines, reduce claims, and maintain a safe, professional workplace.

Investing in a custom workers’ compensation plan is not just a legal requirement—it’s a smart business decision that safeguards your employees, your business, and the pets in your care.